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I sold all my Solana for Ethereum. Ethereum is currently outperforming both Bitcoin and Solana. The next two quarters wil be life changing.

Illinois Senator Dick Durbin has introduced new legislation aimed at reducing fraud at cryptocurrency ATMs, a growing concern for law enforcement agencies. The Crypto ATM Fraud Prevention Act would impose transaction limits and require additional consumer protections to prevent scams that disproportionately target older adults. According to NBC News , Durbin’s bill would cap new users at $2,000 in daily transactions and $10,000 over a 14-day period. It would also require ATM operators to directly communicate with first-time users attempting transactions over $500 and provide full refunds for fraud victims who file police reports within 30 days. The senator emphasized that scammers exploit these machines by pressuring victims into depositing large sums of cash under false pretenses. “As our technology has evolved and become more sophisticated, so have scammers,” Durbin said. “Nefarious actors are now using intimidation and manipulation to scare Americans, particularly seniors, into dumping their life savings into cryptocurrency ATMs.” Crypto ATMs have expanded rapidly in recent years, appearing in gas stations and grocery stores across the country. Law enforcement agencies have reported an increase in scams, with the Federal Trade Commission noting $114 million in losses linked to cryptocurrency ATMs in 2023 alone. I’m on the Senate floor announcing new legislation—my Crypto ATM Fraud Prevention Act—to help stop fraud at crypto ATMs. Watch. https://t.co/JZqjfYkhat Fraudsters often pose as government officials or law enforcement officers, coercing victims into making payments to avoid fictitious fines or legal trouble. Durbin cited a case in which a Springfield, Illinois, store owner removed a cryptocurrency ATM after witnessing multiple elderly customers depositing large sums while speaking on their phones, seemingly under duress. Similar concerns have prompted some states , including Minnesota, California, and Vermont, to implement daily transaction limits on cryptocurrency ATMs. Durbin’s bill would allow state regulations to remain in effect as long as they are not less stringent than federal rules. The bill would also require ATM operators to establish fraud prevention policies and submit them to the Financial Crimes Enforcement Network. Companies found violating the proposed regulations could face fines of $10,000 per day.

Pop culture sets the SOP for our lives and emerges from the collective consciousness, shaped by creative minds who first established their own SOP for life.

Taxi driver, born in Syria, moved to Venezuela as a teen. Lived a tough life and escaped under Assad. Experienced the prosperity and downfall of one-resource economics (don't conflate Venezuela's success and sudden decline with socialism, you lazy bastard) in the moist oil-rich country on Earth — though it's extra-heavy crude, shit oil. Finally, after leaving a place where eating from trashbins was becoming increasingly more common, he arrives in the US of A — and loves it! Of course! After so much calamity and chaos, who wouldn't love driving around Salt Lake, gazing at the snow-capped mountains. And he can pursue other business ventures with relative impunity (no gangs or overtly hostile government). Can't remember what exactly made me want to share this. But I think it had something to do with the man's pleasantly satisfied grin he kept the whole car ride. From his eyes, it was evident that he's been branded by some horrific memories. But from the grin, it was clear that he enjoys adding new ones with the Utah mountains in the background.

Warren Buffett is not a man who speaks into the void. When he expresses himself, the finance world listens. At 94 years old, the legendary investor uses his annual letter to shareholders to deliver a straightforward message to Washington: budgetary excesses and monetary instability threaten the American economy. This warning comes as Berkshire Hathaway reports spectacular financial performance, with a record profit and a historic cash reserve of $334.2 billion. Thus, in a market where investment opportunities are becoming scarce, Buffett favors caution and prepares to hand over the reins to his designated successor, Greg Abel. In his letter to shareholders, Buffett delivers an unequivocal message to Washington. He criticizes the growing budget deficits in the United States, exacerbated by the possible extension of tax cuts initiated under the Trump administration. “Fiscal craziness can destroy the value of paper money,” he warns, and emphasizes the importance of prudent management of public finances. He reminds that the prosperity of the United States relies on a stable dollar and that monetary errors can have irreversible consequences. As budget deficits explode and the debate on extending the Trump-era tax cuts rages, Buffett fears a weakening of the dollar. He urges Washington to maintain a stable economic framework and to ensure support for the most vulnerable populations: “take care of those who, through no fault of their own, draw the short straw in life. They deserve better.” Berkshire Hathaway continues to assert its dominance in the markets. The year 2024 ends with a net profit of $89 billion, driven by strategic investments in Apple and American Express. Operating profit jumps by 27 %, reaching $47.44 billion, a new peak for Buffett’s empire. In a context of high stock valuations, the company accumulates a record cash reserve of $334.2 billion, an unprecedented level. This accumulation reflects a cautious approach in a market deemed too expensive, where attractive investment opportunities are scarce. Despite these spectacular results, Buffett remains cautious about investment prospects. He observes a shortage of attractive opportunities and notes that “often, nothing seems convincing,” and that the moments when he can deploy capital massively are becoming increasingly rare. This caution has translated into a partial sale of his stake in Apple, although the tech giant remains Berkshire Hathaway’s largest investment. Such a strategy illustrates the methodical management of the conglomerate, which prefers to wait rather than overpay for inflated assets. As he mentions his advanced age, Buffett is preparing to pass on Berkshire Hathaway to Greg Abel, his designated successor. He assures shareholders that Abel has “demonstrated his ability to allocate capital wisely,” thus ensuring a smooth transition. Furthermore, Buffett confirms his intention to increase Berkshire’s investments in Japan, particularly in conglomerates like Mitsubishi and Itochu, as he believes these companies offer more attractive valuations than American stocks. Warren Buffett reminds us of an essential rule of investing: prudence and responsible management are crucial in times of uncertainty. His warning about the public debt of the United States and the stability of the dollar could very well come to fruition if American budgetary excesses continue. Moreover, his shift towards Japan and the preparation for his succession represent a significant step for Berkshire Hathaway, which will need to evolve without him in an increasingly volatile financial world.