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Ripple CTO David Schwartz recently joined a conversation sparked by longtime Bitcoin advocate Bruce Fenton about why Bitcoin isn’t really used for day-to-day transactions anymore. Fenton, CEO of Chainstone Lab, pointed out that about ten years ago, you could actually use BTC for regular purchases. He mentioned that back in 2015, over 130 restaurants in Portsmouth, NH, were accepting Bitcoin. Even at the Satoshi Roundtable , a major crypto conference, more than 70% of ticket sales were paid in Bitcoin back then. But now, those numbers are close to zero. Fenton sees this decline as a failure. He argues that money must be used for transactions, not just held as an investment. “Using Bitcoin for purchases is a great way to grow the network,” he said. Many believe Bitcoin’s high fees and slow transaction speeds have made it impractical for payments. Mandrik, a Bitcoin user, suggests that people now view it as a long-term asset. “They don’t want to look back in five years and regret spending $5,000 on a cheeseburger,” he said. Ripple CTO David Schwartz argued that Bitcoin worked for payments when people didn’t consider it real money. He added that Bitcoin was mostly used for payments when the early adopters got it super cheap. Once its value went up, fewer people wanted to spend it. “Once the supply of early miners who got Bitcoin nearly for free dried up, there was no longer any reason to pay with Bitcoin,” Schwartz said. Meanwhile, Jack Mehof, an early Bitcoin supporter, echoes Schwartz’s perspective. He stated that while he once paid for beer, tacos, and coffee with BTC. But eventually, the rising costs and slow speeds made it too much of a hassle. Schwartz also pointed out that there are many other cryptocurrencies out there with lower transaction costs and faster speeds. But, as he pointed out, “You don’t see much retail payment use of those either. At least not yet.“ Related: Donald Trump Makes History by Embracing Bitcoin Payments for Campaign Some experts believe Bitcoin’s decline as a payment method is more about regulations than technical limitations. Wayne Vaughan argues that tax laws and banking restrictions have made Bitcoin payments difficult. “The tax treatment of Bitcoin is a major barrier. Companies accepting Bitcoin faced significant accounting burdens, and banks have been incredibly hostile,” he said. Dave Weisberger agrees , saying that capital gains taxes make spending Bitcoin too expensive. “Every purchase effectively costs 24% more due to capital gains taxes,” he explained. Sam Jones added that a tax exemption for small Bitcoin transactions—similar to foreign currency rules—could encourage more spending. Some blame the Lightning Network for failing to deliver on its promise of cheap and fast transactions. Meanwhile, some argue Bitcoin’s primary role has shifted to being a store of value, similar to gold. Related: Veteran investor Breaks Down Bitcoin’s Bull Run: Miners, Investors, and What to Expect Next for the Price Even with regulatory fixes, some question whether Bitcoin payments will ever compete with traditional methods. Anders, a financial advisor, believes fiat remains the more convenient option. “People aren’t going to use Bitcoin if it creates a worse payment experience,” he said. Disclaimer: The information presented in this article is for informational and educational purposes only. The article does not constitute financial advice or advice of any kind. Coin Edition is not responsible for any losses incurred as a result of the utilization of content, products, or services mentioned. Readers are advised to exercise caution before taking any action related to the company.

Siemens, a pillar of the European industry, is accelerating into crypto. Its integration of the Minima blockchain into its connected machines goes beyond mere innovation. The group is redefining digital trust with a decentralized network capable of transforming entire sectors. IoT and crypto are joining forces to secure critical infrastructures and automate industrial processes. Crypto, Blockchain And IoT: Siemens Takes A Giant Step Towards The Industry Of The Future In a world where vehicles are becoming rolling computers, cybersecurity is a priority. Siemens is betting on Minima to ensure data integrity. Every sensor, update, or interaction is recorded on an unforgeable blockchain. No more vulnerable servers: a mesh network ensures real-time verification by manufacturers, suppliers, and users. Thanks to smart contracts, technical recalls and supplies are automated. Fewer conflicts, less delay, more efficiency. Smart electrical grids are prime targets for cyberattacks. With Minima, Siemens provides a radical solution. Solar energy producers, wind farms, and even home batteries exchange their surplus via secure peer-to-peer transactions. Maintenance data, stored on the blockchain, allows for anticipating failures before they paralyze entire cities. A silent revolution but essential for the ecological transition. Imagine a pacemaker where every beat is secure and tamper-proof. This is what Minima enables. Connected medical devices generate cryptographic proof of their proper functioning, tracing each component from the factory to the operating room. Health authorities access real-time audits, and patients regain control of their data. A bulwark against falsification, a leap forward for digital health. On the virtual marketplace Cre8Ventures, Siemens empowers its digital twins with a superpower: absolute authenticity. Thanks to crypto, every industrial simulation relies on unforgeable proofs. From start-ups to industry giants, everyone tests their innovations – surgical robots, wind turbines – in an ecosystem where trust becomes a technical guarantee. The EU Chips Act aims to free Europe from its technological dependencies. Siemens and Minima are part of this dynamic by deploying blockchain solutions compliant with European standards. Goal: to create a sovereign security standard. The next step? An industry where every robot, sensor, and production line operates as an autonomous blockchain node. Siemens is already planning pilot deployments in hospitals and power plants. An exclusive interview with Minima’s leaders, scheduled for September, promises to reveal more about this crypto-industrial revolution. In the meantime, crypto is already embedding itself into daily life: in Toulouse, residents can now pay their bus and subway fares in crypto . Between industry and everyday life, blockchain is becoming an obvious choice.

I say get rid of the Fed Res. And have a Free Market

The president’s post announcing the restoration of the account came a few days after his social media account was used to promote a project known as Solanafrica. Hours earlier, Ghana’s Cyber Security Authority (CSA) issued a statement confirming the breach and outlining the actions being taken to remove the hackers, who continued to post new messages. “We understand the public concern this incident has generated and are actively addressing the situation. The authority is working closely with X and other relevant stakeholders to address this incident and to prevent future occurrences,” the CSA said. According to a Business Insider report, the X post in question claimed the crypto project was being spearheaded by Mahama “to make payments across Africa free using the Solana blockchain.” The post and subsequent messages encouraged Mahama’s 2.4 million followers to invest in the scheme. The breach prompted local cybersecurity expert Abubakar Issaka, from Ghana’s Centre for Cyberwatch and Data Protection, to call for the implementation of stringent backend security checks. He stated that two-factor authentication alone “is no longer sufficient” to block increasingly sophisticated hackers. Instead, Issaka said prominent social media users must also consider monitoring login activities and limiting third-party app access. He added that they should assign dedicated teams to ensure around-the-clock surveillance of their digital platforms. The hijacking of Mahama’s X account occurred days after hackers targeted the social media accounts of the South African Parliament, where they similarly promoted a Solana-based token bearing the surname of South Africa’s leader before their posts were eventually taken down. 免责声明：本文章仅代表作者个人观点，不代表本平台的立场和观点。本文章仅供信息分享，不构成对任何人的任何投资建议。用户与作者之间的任何争议，与本平台无关。如网页中刊载的文章或图片涉及侵权，请提供相关的权利证明和身份证明发送邮件到support@aicoin.com，本平台相关工作人员将会进行核查。

🔍 Privacy vs. free speech – where is the balance? Pavel Durov built #Telegram to protect user privacy, but governments want more oversight. Learn more 🛡️ 💬