Major presyoMAJOR

Trump aiding, the European stock market is doing well, while Wall Street is taking hit after hit. Investors are shunning American stocks, scared off by economic policies considered risky. Meanwhile, capital is flowing to Europe, benefiting from a new momentum. With European funds in full ascent, should decision-makers across the Atlantic be worried? All the more so as the trend seems to be accelerating, reinforced by unexpected strategic decisions. The European markets are experiencing an unprecedented influx of capital, with investors seeking refuge amid American uncertainty. In just one month, European equity funds recorded their largest capital inflows in ten years . In parallel, the European Central Bank suggests that it may increase its investments in defense and infrastructure, an announcement that enhances the appeal of European markets. According to data from Bank of America , over $6 billion has flowed into European funds over ten consecutive weeks, a record. Meanwhile, American active funds continue to see their assets shrink, with $1.2 billion exiting in one week. A rotation of capital reminiscent of the shift of 1999, when investors abandoned the United States in favor of Europe. It is noteworthy that 39% of funds are now overweight in Europe, compared to only 12% last month. A radical change that raises the question: are we witnessing a new golden age of European finance? Since Trump’s arrival, American markets have experienced recurring instability. According to Bank of America, capital outflows from American funds are reaching unprecedented heights. Indeed, as investors pull their money from US stocks, the latter underperform. The S&P 500 index itself shows signs of weakness compared to the European Stoxx 600. A few remarkable figures: Trust in the United States is continuously declining. The renowned investor Warren Buffett recently sold part of his stocks, an alarming signal for American markets. Furthermore, Bank of America’s study reveals that 69% of fund managers believe that “the stock market exceptionalism” of the United States is coming to an end. Adding to this are the volatility of stock indices such as the Nasdaq and the Dow Jones, making the future seem very uncertain. Will the Trump administration be able to regain the trust of investors before the situation becomes critical? Ram Charan, financial analyst, nicely summarizes the situation: ” The stock market is dangerously declining, some speak of Trump turbulence, others of a slowing US economy. ” If we believe the major banks, the downward trend is just beginning. How far will it go? The economic malaise in the USA is not limited to traditional stocks. Crypto ETFs are also facing a wave of disaffection. Since January, investors have turned away from American spot Bitcoin ETFs, prompting a flight of $5.5 billion. Meanwhile, European active ETFs are seeing an influx of 33 billion euros, an increase of 16% in one month. The European dynamic is such that asset management giants like BlackRock, JPMorgan, and Goldman Sachs are showing increasing interest in the European ETF market. These companies are looking to diversify their investment offerings on European exchanges, attracted by regulations considered more stable and favorable for financial innovations. The enthusiasm is such that some experts, like Peter Oppenheimer of Goldman Sachs, estimate that European markets could surpass the United States in active ETFs in the years to come. According to Global Markets Investor, ” capital in equities is massively leaving the United States to head towards Europe“. A statement that speaks volumes about the ongoing global economic turn. European UCITS funds have recorded record growth in a month, confirming this trend. Moreover, BlackRock recently announced a strategic repositioning by removing the “ESG” label from 56 of its European ETFs, which could further enhance the influx of investors. In the long term, could Europe become the hub of financial investments, particularly in the crypto sector? One thing is certain: the correlation between Wall Street and Bitcoin has never been stronger. Recently, a brutal drop in the American stock market has awakened fears of a major economic crisis . Investors must therefore remain vigilant and carefully monitor market signals.

Artificial intelligence has taken a decisive step forward with the meteoric rise of ChatGPT, which has revolutionized both the general public and businesses. Yet, faced with the limitations of giant models, a new approach is emerging: intelligent agents. Capable of acting and interacting with their digital environment, they redefine the future of AI by moving from simple text generation to executing concrete and autonomous tasks. Just a few years ago, interacting with an artificial intelligence seemed like science fiction to the general public. But when ChatGPT appeared at the end of 2022, a radical evolution took place. Based on the GPT-3.5 model and freely accessible online, ChatGPT experienced a meteoric rise, reaching 100 million monthly users in just two months, a historic record for a consumer application. In comparison, services like TikTok took nearly 9 months to reach such an audience. While democratizing text generation by AI, ChatGPT has enabled non-specialists to experience the power of large language models, also known as LLMs. From schoolchildren to professional engineers, everyone could ask questions, get summaries, create code, and generate content ideas through a natural language computing conversation. The impact in the professional world has been just as significant. Several companies quickly integrated these models into their products and workflows. OpenAI generated nearly 1 billion dollars in revenue in 2023, potentially reaching 3.7 billion in 2024. This ascent was supported by the development of AI APIs and commercial licenses. The formation of major partnerships, such as with Microsoft, allowed ChatGPT to be included in users’ daily routines (search engines, office suites), further amplifying its impact. GPT-3.5 was a true turning point. AI could now compose coherent text on demand. GPT-4, created at the beginning of 2023, affirmed the revolutionary aspect of the software by notably improving its reasoning capabilities and image comprehension. In record time, text-generative AI has transitioned from a laboratory curiosity to an essential consumer tool, both for less experienced users and for companies seeking automation. However, this meteoric rise has been called into question by the evolution of giant models. Indeed, major players in the web, such as Open AI and its competitors (Anthropic, Google, Meta, Grok in the United States, Mistral in France, Deepseek and Qwen in China) have worked to increase the power of their LLMs since 2024. Thus, new records of performance and intelligence have been established at the cost of significant efforts and massive expenses. Nevertheless, gains tend to plateau compared to the initial spectacular jumps. Indeed, according to “scaling laws”, each new advancement now requires an exponential increase in resources (model size, data used, computing power), which progressively limits the real progress margin of artificial intelligences. In fact, doubling the intelligence of a model would not merely double the initial cost but multiply it by ten or a hundred: it would require both more computing power and more training data. Where the transition from GPT-3 to GPT-4 brought significant improvements (with GPT-4 performing approximately 40% better than GPT-3.5 on certain standardized academic exams), OpenAI’s next model (codenamed Orion) is said to offer only minimal improvements over GPT-4, according to some sources. This dynamics of diminishing returns affects the entire sector: Google reportedly found that its Gemini 2.0 model does not meet expected goals, and Anthropic even temporarily paused the development of its main LLM to reassess its strategy. In short, the exhaustion of large high-quality training data corpora, as well as the unsustainable costs in computing power and energy needed to improve models, lead to a sort of technical ceiling, at least temporarily. The numbers confirm this on benchmarks. The multitask understanding scores (MMLU) of the best models converge: since 2023, almost all LLMs achieve similar performances on these tests, indicating we are approaching a plateau. Even much smaller open-source models are beginning to compete with the giants trained by billions of dollars in investments. The race for enormity of models is therefore showing its limits, and the giants of AI are changing strategies: Sam Altman (OpenAI) stated that the path to truly intelligent AI will likely no longer come from simply scaling LLMs, but rather from a creative use of existing models. In clear terms, it involves finding new approaches to gain intelligence without simply multiplying the size of neural networks. Certain techniques, such as Chain-of-Thought (or Tree-of-Thought), allow the model to generate a “reasoning” (often referred to as “thinking” models) before providing its answer, within which it can explore possibilities and realize its mistakes… This is the hallmark of models o1, o3 from OpenAI , R1 from Deepseek , and the „Think“ mode of Grok… This method offers remarkable intelligence gains, particularly in mathematical problems. However, it still comes at a cost: one of the major benchmarks for testing model intelligence is the ARC-AGI (“Abstract and Reasoning Corpus for Artificial General Intelligence”), published by François Chollet in 2019, which tests the intelligence of models on generalization tasks like the one below : This benchmark remained a challenge too difficult for the entirety of general models for a long time, taking 4 years to progress from 0 % completion with GPT-3 to 5 % with GPT-4o. But last December, OpenAI published the results of its range of o3 models, with a specialized model on ARC-AGI achieving 88 % completion : However, each problem incurs a cost of over $3,000 to execute (not counting training expenses), and takes over ten minutes. The limit of giant LLMs is now evident. Instead of accumulating billions of parameters for ever-smaller returns in intelligence, the AI industry now prefers to equip it with “arms and legs” to transition from simple text generation to concrete action. Now, AI no longer merely answers questions or generates content passively, but connects itself to databases, triggers APIs, and executes actions: conducting internet searches, writing code and executing it, booking a flight, making a call… It is clear that this new approach radically transforms our relationship with technology. This paradigm shift allows companies to rethink their workflows and use the power of LLMs to automate tedious and repetitive tasks. This modular approach focuses on interaction intelligence rather than brute parametric force. The real challenge now is to enable AI to collaborate with other systems to achieve tangible results. Several intelligent agents already illustrate the disruptive potential of this approach: Anthropic, creator of Claude, recently published a new standard, the Model Context Protocol (or MCP), which should ultimately allow connection between a compatible LLM and “servers” of tools chosen by the user. This approach has already garnered much attention in the community. Some, like Siddharth Ahuja (@sidahuj) on X (formerly Twitter), use it to connect Claude to Blender, the 3D modeling software, generating scenes just with queries : The arrival of these agents marks a decisive turning point in our interaction with AI. By allowing an artificial intelligence to take action, we witness a transformation of work methods. Companies integrating agents into their systems can automate complex processes, reduce delays, and improve operational accuracy, whether it’s about synthesizing vast volumes of information or driving complete applications. For professionals, the impact is immediate. An analyst can now delegate the research and compilation of information to Deep Research, freeing up time for strategic analysis. A developer, aided by v0, can turn an idea into reality in just a few minutes, while GitHub Copilot speeds up code production and reduces errors. The possibilities are already immense and continue to grow as new agents are created. Beyond the professional realm, these agents will also transform our daily lives, sliding into our personal tools and making services once reserved for experts accessible: it is now much easier to “photoshop” an image, generate code for a complex algorithm, or obtain a detailed report on a topic… Thus, the era of giant LLMs may be coming to an end, while the arrival of AI agents opens a new era of innovation. These agents – Deep Research, Manus, v0 by Vercel, GitHub Copilot, Cursor, Perplexity AI, and many others – seem to demonstrate that the true value of AI lies in its ability to orchestrate multiple tools to accomplish complex tasks, save time, and transform our workflows. But beyond these concrete successes, one question remains: what does the future of AI hold for us? What innovations can we expect? Perhaps an even deeper integration with edge computing, or agents capable of learning in real time, or modular ecosystems allowing everyone to customize their digital assistant? What is certain is that we are still only at the beginning of this revolution, which may be the largest humanity will ever experience. And you, are you eager to discover Orion (GPT5), Claude 4, Llama 4, DeepHeek R2, and other disruptive innovations? Which tool from this future excites you the most?

The Dubai government has initiated a pilot phase of a real estate tokenization project to bring property into the digital world using blockchain technology. The project aims to allow ownership of property assets in the form of tokens, which trade more readily. 🚨JUST IN: DUBAI LAUNCHES THE PILOT PHASE OF ITS REAL ESTATE TOKENIZATION PROJECT, AIMING TO TOKENIZE REAL ESTATE ASSETS ON THE BLOCKCHAIN — BSCN Headlines (@BSCNheadlines) March 20, 2025 Many people have always found Dubai’s property investment to be appealing. In terms of liquidity and accessibility, there have been significant obstacles yet. Tokenization is here to offer a way whereby property ownership can be divided into smaller bits represented as digital tokens. Investors can thus acquire a little piece of the property with a more affordable capital instead of purchasing a whole apartment or villa. Conversely, this approach can also lower bureaucracy, boost openness in real estate transactions, and hasten buying and selling times. Blockchain as a supporting technology helps transaction recording to become safer and effective, free from data manipulation danger. The Dubai government, through the Dubai Land Department (DLD) and the Dubai Virtual Assets Regulatory Authority (VARA), is leading this project. Dubai is enhancing its standing as a center for digital finance innovation even more because tokenization transactions are estimated to reach AED60 billion (about $16 billion) by 2033. The move also conforms to the Dubai Economic Agenda D33, which seeks to establish Dubai among the top three global economic centers in the next ten years. Apart from its aspirations to lead in technological innovation, Dubai also aims to draw more international capital to its property market. Dubai is displaying aspirations in the blockchain and Web3 industries even while it is mostly focused on real estate tokenization. Dubai declared on January 16, 2025, the building of the 17-story Crypto Tower, a center for Web3 and blockchain research. Startups and businesses operating in digital technology will find 150,000 square feet of space in the building. The project has first quarter of 2027 as its intended completion date. Furthermore, the crypto ecosystem in Dubai continues to grow. On March 12, 2025, Ripple received approval from the Dubai Financial Services Authority (DFSA) to provide blockchain-based payment services at the Dubai International Finance Centre (DIFC). With this, Ripple became the first crypto payment provider to be licensed by the DFSA. Moreover, as CNF has reported , Abu Dhabi, through MGX, has also demonstrated interest in this sector by funding $ 2 billion in Binance. It confirms that the United Arab Emirates is prepared to be a worldwide digital financial powerhouse, therefore strengthening the link between the biggest crypto exchange in the world and the country. Given these developments, the question that arises is: Is the world ready for a major transition in property asset ownership? The concept of tokenization does offer many benefits, but it also poses new challenges, such as regulation, investor protection, and the price stability of property tokens. But Dubai is most definitely the strongest candidate if there is one place in the world where this concept can be fully realized.

Following Bitnomial’s New XRP Futures Contracts, as reported by CNF in 2024, the initiative initially aimed to boost market confidence. The Chicago-based digital asset derivatives exchange, Bitnomial, has launched the first-ever XRP futures contracts regulated by the U.S. Commodity Futures Trading Commission (CFTC). As tweeted on X by Bitnomial: Bitnomial is launching the first-ever CFTC-regulated $XRP futures in the U.S. — physically settled for real market impact. Plus, we’ve voluntarily dismissed our case against the SEC as regulatory clarity improves. 🚀 XRP futures are here! 🚀 Bitnomial is launching the first-ever CFTC-regulated $XRP futures in the U.S. — physically settled for real market impact. Plus, we’ve voluntarily dismissed our case against the SEC as regulatory clarity improves. pic.twitter.com/ARkSanjFNU — Bitnomial (@Bitnomial) March 19, 2025 According to reports, Bitnomial’s CFTC-approved XRP futures contracts represent a major milestone in the crypto derivatives market. These contracts are physically settled, meaning that upon expiration, they are delivered in XRP tokens — distinguishing them from cash-settled alternatives that do not directly involve the underlying asset. The introduction of these regulated futures contracts provides institutional and retail investors with a new way to gain exposure to XRP, potentially enhancing liquidity and market depth for the digital asset. Concurrently with the launch, Bitnomial announced the withdrawal of its lawsuit against the U.S. Securities and Exchange Commission (SEC). The exchange had previously filed the lawsuit in October 2024, accusing the SEC of overstepping its jurisdiction by asserting that XRP futures should be classified as securities. The decision to retract the lawsuit aligns with recent developments, including the SEC’s decision to drop its appealagainst Ripple, the company behind XRP. This sequence of events has been viewed as a “resounding” victory for Ripple and has contributed to a more favorable regulatory environment for XRP. The launch of CFTC-regulated XRP futures by Bitnomial is expected to have several significant implications. First, regulated futures contracts could attract more institutional investors, increasing market maturity and stability. Second, increased liquidity and trading activity could lead to more accurate price discovery and reduced market volatility. Third, the availability of physically settled futures contracts could enhance market transparency and confidence among institutional and retail investors. According to a recent CNF report , Bitnomial’s platform debuted with $25M in Ripple support, underscoring the strategic alignment between the exchange and the XRP ecosystem. As of now, XRP is trading at $2.46, surging 7.52% in the past day and 10.31% in the past week.

The crypto world is full of surprises, and one of the biggest shocks coming soon will be the rise of Pi Coin. Many people lost hope in it, thinking it was just another project that would fade away. But behind the scenes, Pi Network has been building something powerful, and when it finally takes off, it will shake the entire industry.   Why People Lost Faith in Pi Coin   Pi Coin started with a unique idea—allowing people to mine cryptocurrency using just their smartphones. Millions joined, excited by the possibility of earning free crypto. But as time passed, people got tired of waiting. They wanted to withdraw their Pi and use it for real transactions. The long wait made some people call it a scam, while others simply moved on to different projects.   Why the Comeback Will Be Huge 1. Mainnet is Getting Closer     - The Pi Network team has been working on launching the Open Mainnet, which will allow users to trade Pi on major exchanges.      - Once this happens, Pi will finally have real value, and those who mined early will benefit the most.   2. A Massive User Base      - Pi has over 47 million users worldwide, making it one of the biggest crypto communities.      - When Pi goes live, all these users will bring huge demand, increasing its value quickly.   3. Growing Real-World Use Cases    - Many businesses are already accepting Pi for goods and services, even before it becomes fully tradable.      - In some countries, people are using Pi to buy food, electronics, and even real estate!      - Once the mainnet opens, more businesses will adopt it, creating a strong ecosystem.   4. Scarcity Will Drive Prices Up    - When Pi starts trading, many people will rush to buy it, but the supply will be limited.      - Those who held onto their Pi instead of selling early will see the biggest profits.   What Should You Do?  If you already have $PI ,don’t lose hope. Keep your account active and wait for the Open Mainnet. If you don’t have any Pi yet, now might be the time to start mining again before it’s too late.   When Pi Coin finally makes its move, many people who doubted it will be shocked.The biggest wins in crypto always come to those who are patient.Will you be one of them?